Why you should avoid debt consolidation services and credit counsellors.

The sales pitch sounds too good to be true, right?

Debt consolidators and credit counsellors promise to take over your debt load.  And in return, you’re committed to a monthly payment.

But the truth is, you’ll likely pay more in the end.

Before taking the debt consolidation or credit counselling route, there’s a lot for you to consider.  First, debt consolidation won’t erase your debt.  It’s just exchanging one debt for another.  And that leaves you right back where you started.  Your monthly payments to debt consolidators may be lower than what you were paying to collectors, but that’s because you’ll pay it out over a longer period of time.

Do you wish you could stop the interest and penalties on your unsecured debt and CRA debt?

A Licensed Insolvency Trustee, like those at The Fryzuk Group, can help you do exactly that.  They will listen and discuss your unique situation with you.  Most importantly, they can immediately protect you from debt collector calls, wage garnishments, and legal actions to collect.

Then you can start thinking about life after debt.

Contact us for a free, no-pressure, consultation and get started on your path to a debt-free life.