Debt Help Misconceptions

We speak with Albertans every day who are dealing with the pressure of problem debts. On top of this pressure, there are many common misconceptions that add to the stigma or confusion surrounding seeking help with debt.

Won't Declaring Bankruptcy Ruin My Credit?

Why worrying about credit scores is less important than dealing with debts
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If I Get help with my debt, I'll lose my important assets.

With plans that work for your needs, you can keep your assets while reducing your debt
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There are better alternatives to deal with debt

There are good sales pitches for alternative debt services, but the outcomes fall short time and time again.
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We Help You Rebuild Your Credit Once You Are Free From Debt

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Keep Your Car, Home, and Other Assets While Reducing Debts

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Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Nullam ut mauris eu neque luctus mattis ac nec libero. In tincidunt neque sit amet fermentum condimentum. Nunc volutpat lorem velit, quis consequat erat accumsan id. Nunc tempor finibus odio ac convallis. Integer eget bibendum sem, ut tristique lacus.

Why should you avoid debt consolidation services and credit counsellors?

Nulla facilisi. Integer risus mi, viverra ut malesuada venenatis, consectetur vel massa. Vivamus suscipit volutpat ligula sit amet bibendum. Nunc convallis suscipit diam, vel porttitor libero lacinia vel. Suspendisse potenti. Sed nisi lectus, tincidunt auctor metus eget, aliquam hendrerit turpis. Maecenas venenatis sem porta velit tincidunt imperdiet. Cras accumsan finibus ligula.

Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Nullam ut mauris eu neque luctus mattis ac nec libero. In tincidunt neque sit amet fermentum condimentum. Nunc volutpat lorem velit, quis consequat erat accumsan id. Nunc tempor finibus odio ac convallis. Integer eget bibendum sem, ut tristique lacus.

Starting today means recovering from debt sooner.

A debt free future is closer than you think. Start making plans for yours (and theirs).

It's never too late to eliminate problem debt.

The sign you are looking for is right in front of you! Get started today and make your time your own again.

Get back your you time.

Whatever it looks like, living debt free means living your best life.

The relief you need...

...With a plan you can manage.
Discussing your situation with us is the first step towards getting back on track.

    How Can We Help?

    Discuss your situation for free with an Alberta-based Licensed Insolvency Trustee who understands what you need, and how to provide debt help right away.
    Or Call Us Instead:
    South AB: 403-561-8228
    North AB: 780-965-8228

    Resources & Updates

    Read the latest financial, debt, advice, news and other updates from The Fryzuk Group.
    Featured image for “Why you should avoid debt consolidation services and credit counsellors.”

    Why you should avoid debt consolidation services and credit counsellors.

    The sales pitch sounds too good to be true, right? Debt consolidators and credit counsellors promise to take over your…
    Featured image for “You can keep your car, home, and other assets. And reduce your debt.”

    You can keep your car, home, and other assets. And reduce your debt.

    If you’re living paycheque to paycheque, trying to carry a mountain of debt, you’re not alone.…
    Featured image for “Rebuild credit after you become debt-free.”

    Rebuild credit after you become debt-free.

    Do you stress about never having a credit card again if you file a consumer proposal? Many people think it’s…
    Featured image for “Finding Stability in Retirement: A Turn-Around Story”

    Finding Stability in Retirement: A Turn-Around Story

    Money management. Budgeting. Debt. These concepts weren’t covered for most of us in grade school.  Instead, we were left to…

    When faced with a bankruptcy or a consumer proposal, there is a lot to consider.
    Contacting a Licensed Insolvency Trustee is a great place to start.

    The Fryzuk Group is here to help.
    We start by discussing your situation confidentially, and then guide you through your options to build a plan that works. Please reach out and let us know that you are interested in becoming debt free. You can do this by calling us at 403-561-8228, or emailing debtfree@recoverfromdebt.ca.

    Let's get started, contact The Fryzuk Group, Licensed Insolvency Trustees, for a free and confidential discussion